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The PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) was launched by the Ministry of Housing and Urban Affairs on June 01, 2020 for providing affordable Working Capital loan to street vendors to resume their livelihoodsthat have been adversely affected due to Covid-19 lockdown.

This scheme was introduced to help the street vendors and small shops facing loss in business due to Kovid 19 lockdown. Those who run shops on the road side carts or street vendors, those who install fruit-vegetables, laundries, salons and paan shops can also take loans under PM Swanidhi. However, the condition for this is that the vendors are vending on or before 24 March 2020.

Target beneficiaries

This scheme targets to benefit over 50 lakh Street Vendors.

A vendor, according to the scheme guidelines is any person engaged in vending of articles, goods, wares, food items or merchandise of daily use or offering services to the public in a street, footpath, pavement etc., from a temporary built up structure or by moving from place to place. The goods supplied by them include vegetables, fruits, ready-to-eat street food, tea, pakodas, breads, eggs, textile, apparel, artisan products, books/ stationary etc. and the services include barber shops, cobblers, pan shops, laundry services etc.

To avail the loan, a vendor should

To check if your name is present in the survey of street vendors, click here.

Scheme Benefits

Implementation agency

Small Industries Development Bank of India (SIDBI)

Online application

To apply online, click here.

Whom to contact

Your nearest Scheduled Commercial Banks, Regional Rural Banks (RRBs), Small Finance Banks (SFBs), Cooperative Bank, Non-Banking Finance Companies (NBFCs), Micro Finance Institutions (MFIs) and SHG Banks.

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